*{box-sizing:border-box}body{margin:0;font-family:Georgia,'Times New Roman',serif;color:#222;line-height:1.65;background:#faf8f4}
a{color:#1d3557}header{background:#14213d;color:#fff;position:sticky;top:0;z-index:9}
.wrap{max-width:1080px;margin:auto;padding:0 22px}nav{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;padding:14px 0}
.logo{font-size:1.35rem;letter-spacing:.06em;color:#fff;text-decoration:none}.logo span{color:#c9a227}
nav ul{list-style:none;display:flex;gap:22px;margin:0;padding:0;flex-wrap:wrap}nav ul a{color:#e8e8e8;text-decoration:none;font-family:Helvetica,Arial,sans-serif;font-size:.92rem;text-transform:uppercase;letter-spacing:.08em}nav ul a:hover{color:#c9a227}
.hero{background:linear-gradient(135deg,#14213d,#1d3557);color:#fff;text-align:center;padding:110px 22px 100px}
.hero h1{font-size:clamp(2rem,5vw,3.3rem);margin:0 0 10px;font-weight:normal}.hero p{font-size:1.15rem;color:#dcdcdc;max-width:680px;margin:0 auto 28px}
.btn{display:inline-block;background:#c9a227;color:#14213d;padding:13px 30px;text-decoration:none;font-family:Helvetica,Arial,sans-serif;font-weight:bold;letter-spacing:.05em;border-radius:2px}
section{padding:70px 0}section:nth-of-type(even){background:#fff}h2{font-size:2rem;font-weight:normal;color:#14213d;text-align:center;margin:0 0 8px}
.rule{width:60px;height:3px;background:#c9a227;margin:0 auto 36px}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:24px}
.card{background:#fff;border-top:3px solid #c9a227;padding:26px;box-shadow:0 2px 10px rgba(0,0,0,.06)}section:nth-of-type(even) .card{background:#faf8f4}
.card h3{margin-top:0;color:#14213d}.ph{background:#fff3c4;padding:0 4px;font-family:monospace;font-size:.9em}
.note{text-align:center;font-size:.9rem;color:#666;margin-top:26px}footer{background:#14213d;color:#bbb;text-align:center;padding:30px 22px;font-size:.85rem;font-family:Helvetica,Arial,sans-serif}
@media(max-width:640px){nav{justify-content:center}.logo{margin-bottom:8px}nav ul{gap:14px;justify-content:center}}